Wednesday, May 6, 2009

American National Insurance Company - Health Insurance

* General Information
* Major Medical
* Medicare Supplement
* Accident and Sickness

General Information: A form of coverage that protects against the loss of life, loss of earnings, or expenses incurred due to illness or injury. Several major health coverages focus on more specific needs, such as accident insurance, disability income insurance, hospitalization insurance or sickness insurance.

Major Medical:Coverage designed to reimburse the insured for excess medical expenses in and out of the hospital. The policy usually includes a deductible, a coinsurance clause, and an aggregate limit.

Medicare Supplement:A type of private health insurance policy designed to supplement or pick up the costs of medical services not covered by Medicare. It is also known as gap coverage, or Medigap coverage.

Accident and Sickness:A form of coverage that can include protecting against the loss of life, loss of earnings, or expenses incurred due to illness or injury. There are a number of major health insurance coverages that focus on more specific needs.

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