Wealth Creation Plans give the customer the dual benefit of protection along with the potentially higher returns of market-linked instruments. The most important benefit of ULIPs is the flexibility they give the customer in choosing the premium amount and also choosing the underlying fund in which this money is to be invested. Wealth creation plans also offer the customer more liquidity options as compared to traditional plans. As such, ULIPs are ideal for customers who want the protection of a life cover to be allied to the returns of market linked instrument – giving them an unmatched combination of benefits.
Why ICICI Pru Wealth Advantage
There are a number of things you need to do regularly, to ensure that your life runs smoothly. Things like
your bill payments, your child’s school fees, EMIs and so on. Keeping a track of all these is difficult indeed.
And there are those things that ask for your attention only once but reward you with returns all your life, like ICICI Pru Wealth Advantage. This is our first whole life ULIP that provides a long term cover with just a single premium and allows you to stay invested throughout your life.
All this and more at extremely low charges that make Wealth Advantage a superior product in its category.
Read more about the features and benefits of this plan, right away
Why LifeStage Assure
Well begun, they say, is half done. This adage holds true as much to life as to your long-term financial planning. However, times have changed now; markets have become volatile. Everyone knows for sure that the growth story of India is intact for a longer term. Equity markets haven’t lost there charm as a long term investment. Yet, everyone is waiting for a right time to invest. Since timing the market correctly is difficult for an average investor and capital preservation during such volatile times is important.
Keeping this in mind, We bring to you; ICICI Pru LifeStage Assure a ULIP that offers you a clear advantage by giving you guaranteed returns (maturity additions) on your first year premium - which means that your investments get an unmatched start to long-term wealth creation. ICICI Pru LifeStage Assure also comes with an option of lifecycle-based portfolio strategy that re-distributes your money across various asset classes (Automatic Asset Allocation) based on your life stage and risk tolerance. Thus, with this policy you can look forward to a great start to realize all your aspirations.
Why LifeTime Gold
Gold has always retained its glitter through the ages. This precious yellow metal, much coveted and valued, remains a symbol of class and an ageless asset.
The same attributes of gold - precious and valuable - are now yours to enjoy with a policy that's simply pure gold ULIP.
Presenting ICICI Prudential's LifeTime Gold, a regular premium unit-linked policy that offers potentially higher returns through the Multiplier Fund that invests in the top 50 large cap companies.
LifeTime Gold also offers you the protective benefit of an insurance cover and financial security for your family.
Why LifeLink Super
Well-deserved financial incentives, rewarding business profits and even ancestral money are precious amounts that you should invest immediately so they earn you potentially higher returns in the long run.
Invest in ICICI Prudential's LifeLink Super policy-a single-premium unit-linked policy that works best for investors who have in mind long-term financial goals, such as the education of a child or the purchase of a larger home.
Apart from the potentially higher returns that you can earn, LifeLink Super insures your family against misfortunes with its protective insurance cover.
Read more about the features and benefits of this plan, right away.
Why LifeStage
We have different priorities at different life stages. With such changing priorities, it is important to adopt Asset Allocation as an investment practice. It helps to strike the right balance by distributing your investments across different asset classes like equity and debt. More importantly, it should also change according to our life stage profile – age, risk tolerance, etc. However, the discipline of making the right Asset Allocation at various life stages in today’s fast-paced life requires the expertise and dedicated time of someone who can manage your money on a day-to-day basis.
Keeping this in mind, ICICI Prudential Life Insurance, brings to you LifeStage RP. This policy provides you with an option of lifecycle-based portfolio strategy) that continuously re-distributes your money across various asset classes (Automatic Asset Allocation. This will done based on your age, and helps you achieve the right Asset Allocation to meet your desired financial goals.
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